Plutão e a Economia

Fred and Ethel were marking up the value of their assets (the home) to a model (their belief that real estate prices always go up) and then spending the "income" immediately, on iPods, Hummers, $250 jeans, and fancy vacations. This happened all over the country, and millions of people behaved the same way. In fact, the American Fantasy of owning a home (for no money down) that would provide leveraged, 10% annual returns for a decade, is precisely what enabled those Wall Street suits to do what they did. It takes two to tango, folks. And this was the biggest dance party in economic history.

E depois Plutão em Capricórnio veio e... deitou a casa abaixo. Ou a dança neste caso.
(Via)

Penso que as palavras-chave a aplicar, neste tema, são: responsabilidade individual, responsabilidade pelas escolhas que fazemos.